Prequalify Now
Pay Later with Affirm at Raney's
Order Now, Pay Later
Raney’s has partnered with Affirm to give you a simple way to make your purchase with no hidden fees. We are committed to clear, up front pricing. You will never owe more than what you agree upon when completing your order. Using Affirm, you have the option to split your purchase up into monthly payments rather than pay everything at once.
Prequalify Now
How to use Affirm
Add to Cart
Once you have found the products you would like to order, just add them to your shopping cart. 
![How to Checkout with Affirm]()
![Selecting Affirm]()
![Completing Your Order]()
![Pay Over Time]()
With Affirm you can get your order right away and split your purchase into multiple payments to pay back over time. Choose a payment schedule that works best for you - 3, 6, or 12 month financing with rates from 10-30% APR.* When you finance with Affirm the total you see at checkout is always what you’ll owe.
Easy Checkout
All you need to do is add items you want to your cart and select Affirm as a payment option at checkout.
Safe & Secure
Your account details and personal information are secure.
No Hidden Fees
Know upfront exactly what you owe - no deferred interest or hidden fees.
Real Time Decision
Provide some basic information and get a real-time credit decision.
Once you have found the products you would like to order, just add them to your shopping cart.
Checkout & Complete with Affirm
Once you have proceeded to checkout and filled out your personal information, choose Affirm as your payment method and click “continue to Affirm”. Affirm will provide a real-time credit decision.
Your Order is Complete
Once you have confirmed your loan details you are all finished! You don’t have to do anything else from here except wait for your new order to arrive.
Pay over time
With Affirm you can get your order right away and split your purchase into multiple payments to pay back over time. Choose a payment schedule that works best for you - 3, 6, or 12 month financing with rates from 10-30% APR.* When you finance with Affirm the total you see at checkout is always what you’ll owe.
For example, A $950 purchase may cost $88.15 for 12 months at 20% APR.
*Subject to credit approval. Down payment may be required. For purchases under $100, limited payment options are available. Credit check required, though checking your eligibility won't affect your credit score. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC.
Easy Checkout
All you need to do is add items you want to your cart and select Affirm as a payment option at checkout.
Safe & Secure
Your account details and personal information are secure.
No Hidden Fees
Know upfront exactly what you owe - no deferred interest or hidden fees.
Real Time Decision
Provide some basic information and get a real-time credit decision.